This Standard specifies minimum requirements for planning, designing, developing, implementing, maintaining, and improving the customer experience surrounding access to customer banking, transaction, and other financial data from bank and non-bank financial institutions.

This Standard is applicable to financial product- and service-related organizations. It is intended for use by any organization regardless of its type or size, or the financial products and/or services it provides, including third-party providers that design products or services to facilitate access to customer banking, transaction, and other financial data from bank and non-bank financial institutions.

This Standard includes provisions on design and experience principles, authentication, authorization, consent, and data portability. 
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